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MasterCard has outlined plans for a new authentication standard designed to end the use of passwords in online payments, saying that the protocol could be released as early as next year.
The firm says the new standard, which is being developed in cooperation with Visa, will move security infrastructure beyond the PC era, “supporting emerging technologies and changing consumer needs”.
The new protocol could be adopted in 2015 and will gradually replace the current 3D Secure protocol. “[R]icher cardholder data … will result in far fewer password interruptions at the point of sale”, said MasterCard.
In the event that an authentication challenge is needed, cardholders will be able to identify themselves with the likes of one-time passwords, or fingerprint biometrics, rather than committing static passwords to memory.
“All of us want a payment experience that is safe as well as simple, not one or the other. We want to Read more…
We see it all around us. Hollywood, popular music, TV, video gaming, spectator sports, e-relationships, and pornography are saturating the lives of God’s professed people. But what does the latest science say about the mind-altering effects of 21st century media? And what is the spiritual agenda in the entertainment and advertising industries?